Chris Smith Insurance storefront in Oak Ridge, Tennessee

Rooted in Oak Ridge, Built for East Tennessee.

Chris Smith Insurance is a local, independent insurance team based right here in Oak Ridge, TN. For years, we've served our neighbors and friends throughout the community and nearby areas including Knoxville, Clinton, Hardin Valley, Karns, Farragut, and Lenoir City.

Our mission is simple: Connect East Tennessee families and businesses with the right coverage, whether that's auto, home, life, commercial, workers compensation, general liability, motorcycle, ATV and off-road, RV, or boat insurance, through personal, face-to-face guidance rather than one-size-fits-all policies.

Insurance Guidance That's Actually Personal.

Every client gets a one-on-one conversation to review their situation, home, vehicles, business, family, before we recommend any coverage. We don't hand you off to a generic online quote engine and hope it fits.

As life changes, a new home, a new car, a growing business, we review your policies with you. We're a local phone call away, not a call center on the other side of the country.

Real conversations. Real coverage. Real people in East Tennessee.

Ready for a Personalized Quote?

Reach out to Chris Smith Insurance for a no-pressure conversation about auto, home, life, commercial, or specialty coverage, motorcycle, ATV, RV, or boat, tailored to your East Tennessee lifestyle.