Renter's Insurance Services

Affordable Renter’s Policies

Your landlord’s insurance policy covers damage and losses to the building that you live in. However, their policy will rarely cover your personal belongings. Additionally, their policy won’t cover legal fees or settlement fees that come with being sued for personal injury or property damage liability.

Renter’s insurance from Chris Smith Insurance can protect your personal property. Our policies cover belongings that are stolen, burned, and destroyed in an accident. Renter’s insurance can also cover liability cases where someone on your property is hurt. Finally, renter’s insurance can cover living expenses like rent, food, and more.

For affordable policies in Oak Ridge and beyond, call Chris Smith Insurance today. We also serve clients in East Tennessee including the cities of Knoxville, Clinton, Hardin Valley, Karns, Farragut, Lenoir City, Chattanooga, and Johnson city. Request an appointment directly via our online form.

Average Cost of Renter’s Insurance

On average, a renter’s insurance costs very little every month. The cost of your policy will depend on a few factors including where you live, the extent of your coverage, your chosen deductible, what you’re trying to insure, and whether you’re seeking cash value or replacement in the event of an accident.

Some landlords may even require you to seek renter’s insurance before signing your lease. Even if this type of insurance isn’t required, it’s important to understand the risks you’re taking by leaving your valuables uninsured. For more information, call today and chat with our professional team. Request an appointment directly via our online form.